Tuesday, 09 March 2010
Your home is likely to be the biggest purchase you’ll ever make, so having a survey is worth it. A survey not only offers peace of mind, but could potentially save you thousands of pounds in costly repair bills in the future.
Arrange a Survey NOW!
To arrange a survey or to discuss your requirements please call us on:
(01202) 684004
Alternatively, use the Contact us form on the right and we will be in touch shortly.
Which?, the Council of Mortgage Lenders and any solicitor will advise you to get a survey before you buy a property, and not just to rely on a mortgage valuation.
Here’s why:
Mortgage valuation
Your mortgage lender will send a specialist valuer to work out how much the property’s worth so they can decide whether to give you a mortgage or not.
The valuer is only concerned with problems that might affect the security of the loan, not whether you have any structural problems that need fixing.
Surveys
As an RICS member THORNES can carry out a survey to see if there are any structural problems. It’s like a ‘health check’ for buildings, which could save you thousands in the future. There are two main types:
Homebuyer Survey and Valuation (HSV)
This is suitable for conventional properties built within the last 150 years, which are in reasonable condition. It provides a concise report detailing any significant problems that could make a difference to the value of the property.
Building Survey
Suitable for all residential and Commercial properties, providing a detailed report on their construction and condition. It is particularly useful if the property is dilapidated, has been extensively altered or you’re planning a major conversion or renovation.
To understand more about the different types of surveys available and what they offer, download the RICS guide to Surveys by clicking here.
At THORNES we have many years of collective experience working directly with private clients, banks, housing associations and local authorities. We are proud to offer advice and experitise in all areas of the property and land market.
Arrange a meeting to discuss your requirements.
To disuss your requirements or to arrange a site visit please call us on:
(01202) 684004
Alternatively, use the Contact us form on the right and we will be in touch shortly.
Professional Services
Our property expertise covers the mainstream commercial sectors, residential valuations and specialist sectors including healthcare, student accommodation, retirement properties, hotels and leisure uses.
For private clients we can carry out a range of services including portfolio valuation and management, surveys and appraisals on the purchase and cost of improving properties and general advice regarding all aspects of commercial and residential property.
We regularly act on behalf of a very wide range of high street and specialist property lenders and are on the valuation panels of most UK High Street and European banks. This includes Lloyds Bank, Nat West Bank, Derbyshire Building Society, Handelsbanken, Close Brothers, Ruffler Bank and many more.
We have been established within the Poole and Bournemouth area for a number of years and act as advisers to a growing number of Housing Associations and Local Authorities for Asset Valuation purposes as well as for residential development and investment.
Our professional services include the following areas of expertise:
- Loan security valuation for Bank and Building Societies
- Development appraisals for local developers and Housing Associations
- Funding advice for companies and private individuals
- Feasibility studies of residential and commercial development
- Project management
Please do not hesitate to contact either Richard Fox MRICS or Graham Thorne FRICS for further information and advice regarding our service.
Whether you are Buying or Selling or just looking for some advice, THORNES can help you every step of the way.
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